Debt

If you're struggling with debt, life can feel very stressful. There are lots of organisations that can help you - and it's best to approach them as soon as you start to worry. The sooner you ask for help, the better.

Money Helper offers advice on how to manage money troubles.
Gov.uk has simple, useful advice on paying off debts.
National Debtline can help you over the phone or using live chat, and they are open in the evenings.
Shelter provide advice on managing debt.
Citizens Advice can give you reliable advice on both debt and benefits.
Stepchange is a debt advice charity.

Barclays Digital Wings is a free online platform for NCHA customers. You can use it to access everything from debt management support to life skills courses and financial wellbeing workshops.

Legal help

You can access legal help through the Law Centres.

The government is providing support to help you with the increased cost of living. Visit the Gov.uk website to see what help you could be entitled to.